> For the complete documentation index, see [llms.txt](https://qualitax.gitbook.io/interop/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://qualitax.gitbook.io/interop/use-cases/retail-cbdc-rcbdc/consumer-prepayments-to-corporations.md).

# Consumer Prepayments to Corporations

## About

<table><thead><tr><th width="304">Use Case Category</th><th>Use Case Description</th></tr></thead><tbody><tr><td>rCBDC</td><td>This use case explores consumers using programmable money tied to a digital currency for prepaying corporations for future goods/services. Funds are released to the corporation upon delivery of the goods/services.</td></tr></tbody></table>

## Description

**Key Stakeholders:**

* Consumers making prepayments
* Corporations receiving prepayments
* Digital currency issuer

**Story:**

1. Consumer funds wallet with digital currency
2. Consumer creates programmable money with prepayment conditions
3. Consumer pays corporation using programmable money
4. Digital currency transferred to corporation's wallet
5. Corporation delivers goods/services
6. Corporation can redeem digital currency after fulfilling obligations

**Preconditions:**&#x20;

* Consumer needs to prepay corporation for future goods/services
* Digital currency and programmable money platform exist

**Postconditions:**&#x20;

* Corporation receives payment after delivering goods/services
* Consumer is protected if corporation doesn't deliver

**Key Benefits:**

* Consumer protection for prepayments
* Alternative to escrow accounts
* Conditional payment controls for consumers
* Corporations assured of future revenue
* Automated payment upon delivery

## Example Solution Provider

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