Enable Asset Transactions

Use Cases

About

Use Case Category	Use Case Description
rCBDC	This use case explores using rCBDC to facilitate the conditional exchange of high-value assets like luxury watches between buyers and sellers.

Description

Key Stakeholders:

• Buyer

• Seller

• Banks offering smart contract payment service

• Central Bank/CBDC issuer

• Third party verifying asset authenticity

Story:

1. Buyer and seller negotiate conditional sale agreement

2. Buyer initiates (smart) contract, funding it with CBDC

3. Seller submits digital certificate into smart contract

4. Third party verifies asset authenticity

5. Asset ships to buyer with verified delivery

6. Smart contract conditions met, payment released to seller

Preconditions:

• Buyer and seller agree to conditional asset exchange

• Banks offer smart contract payment service with rCBDC

• Asset has digital certificate of authenticity

Postconditions:

• Conditional exchange succeeds with payment and asset transfer

Key Benefits:

• Conditional exchange protects buyer and seller

• Reduces risk compared to traditional process

• Payment only released if conditions met

• Digital certificates enable asset verification

• Improves trust and builds relationships

Example Solution Provider

Mastercard

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