# Enable Asset Transactions

## About

<table><thead><tr><th width="304">Use Case Category</th><th>Use Case Description</th></tr></thead><tbody><tr><td>rCBDC</td><td>This use case explores using rCBDC to facilitate the conditional exchange of high-value assets like luxury watches between buyers and sellers.</td></tr></tbody></table>

## Description

**Key Stakeholders:**

* Buyer&#x20;
* Seller
* Banks offering smart contract payment service
* Central Bank/CBDC issuer
* Third party verifying asset authenticity

**Story:**

1. Buyer and seller negotiate conditional sale agreement
2. Buyer initiates (smart) contract, funding it with CBDC
3. Seller submits digital certificate into smart contract
4. Third party verifies asset authenticity
5. Asset ships to buyer with verified delivery
6. Smart contract conditions met, payment released to seller

**Preconditions:**&#x20;

* Buyer and seller agree to conditional asset exchange
* Banks offer smart contract payment service with rCBDC
* Asset has digital certificate of authenticity

**Postconditions:**&#x20;

* Conditional exchange succeeds with payment and asset transfer

**Key Benefits:**

* Conditional exchange protects buyer and seller
* Reduces risk compared to traditional process
* Payment only released if conditions met
* Digital certificates enable asset verification
* Improves trust and builds relationships

## Example Solution Provider

Mastercard

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