# Enable Traceable and Targeted Donations

## About

<table><thead><tr><th width="304">Use Case Category</th><th>Use Case Description</th></tr></thead><tbody><tr><td>rCBDC</td><td>This use case explores using programmable money tied to a digital currency for donations and grants so donors can trace usage and restrict spending.</td></tr></tbody></table>

## Description

**Key Stakeholders:**

* Donors (individuals or organizations)
* Beneficiary organizations receiving donations
* Digital currency issuer
* Merchants where funds can be used

**Story:**

1. Donor transfers fiat currency to digital currency issuer
2. Digital currency is minted
3. Donor creates programmable money with spending conditions
4. Beneficiary organization receives and spends programmable money
5. Merchants receive digital currency after validating conditions
6. Beneficiaries can redeem remaining programmable money

**Preconditions:**&#x20;

* Donors want to donate with restrictions on usage
* Digital currency and programmable money platform exist
* Beneficiary organizations and merchants enrolled

**Postconditions:**&#x20;

* Beneficiaries can only use donations when conditions met
* Donors have transparency into donation spending

**Key Benefits:**

* Targeted and traceable donations
* Donors know funds are used as intended
* Reduced fraud risk
* Beneficiary oversight for grantmakers
* Encourage more donors to contribute

## Example Solution Provider

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