> For the complete documentation index, see [llms.txt](https://qualitax.gitbook.io/interop/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://qualitax.gitbook.io/interop/use-cases/wholesale-cbdc-wcbdc/access-liquidity-via-wcbdc.md).

# Access Liquidity via wCBDC

Use Cases

## About

<table><thead><tr><th width="304">Use Case Category</th><th>Use Case Description</th></tr></thead><tbody><tr><td>wCBDC</td><td>This use case involves a financial institution leveraging wholesale CBDC to get immediate access to liquidity during financial stress events or market volatility.</td></tr></tbody></table>

## Description

**Key Stakeholder:**

Financial Institution

**Story:**

1. A financial institution is facing liquidity issues due to market volatility or stress.
2. The institution requests emergency issuance of wholesale CBDC from the central bank.
3. The wholesale CBDC is instantly issued to the institution over the blockchain network.
4. The institution can use the CBDC to make payments and transfers to fulfill obligations.
5. Any remaining wholesale CBDC can be redeemed with the central bank when the stress situation resolves.

**Postconditions:**&#x20;

The financial institution gets timely access to liquidity by leveraging instantly issued wholesale CBDC during periods of market volatility or stress.

## Example