# Conduct Compliant Cross-VASP Digital Asset Transaction

## About

| Use Case Category                   | Use Case Scope                                                                                                                                                                                                                                                      |
| ----------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Payments/Digital Asset Transactions | This use case involves two users with validated KYC information at different VASPs conducting a compliant digital asset transaction across public blockchain infrastructure (digital payment assets and other tokenized assets) i.e atomic Delivery versus Payment. |

## Description

**Key stakeholders:**

Retail users

**Story:**

1. Alice holds stablecoins at VASP A which has validated her KYC/AML information.
2. Bob holds an account at VASP B which has also vetted his KYC/AML information.
3. Alice initiates a transfer of some of her stablecoin holdings to Bob's account on VASP B.
4. Even though the transfer occurs via a public permissionless blockchain, both VASPs have confidence it is compliant based on having validated Alice and Bob's identities and source of funds.
5. The transaction is settled atomically and recorded immutably on the public chain.
6. Both Alice and Bob receive transaction confirmations from their respective VASPs.

**Postconditions:** 

Alice and Bob are able to conduct a fully compliant digital asset transaction across different VASPs leveraging public chain infrastructure.

## Example Solution Provider:

[Mastercard](https://qualitax.gitbook.io/crosschain-interoperability-research/solutions-providers/mastercard)


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