> For the complete documentation index, see [llms.txt](https://qualitax.gitbook.io/interop/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://qualitax.gitbook.io/interop/solutions-providers/partior.md).

# Partior

## 1. Problems/Challenges it aims to solve

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Aims to address pain points related to multi-currency and cross-border payments: speed of transactions, accessibility, and transparency in the financial sector.

## 2. Solutions

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blockchain platform for payments clearing and settlement that grew from the Project Ubin collaboration, and founded by J.P. Morgan, DBS and Temasek, with the backing of MAS, to achieve end-to-end atomic settlements in multiple currencies, and replace the sequential approach to payments settlement.

The platform aims to make digital clearing and settlement more efficient, reliable and secure for financial institutions worldwide by leveraging the key benefits of programmability, immutability and traceability, inherent features of blockchain and distributed ledgers, and aims to address multi-currency and cross-border payments pain points.

\--> Open industry platform that enables multi-currency clearing and settlement over blockchain

Services Offered:

* Multi-currency clearing and settlement
* FX Payment vs Payment (PvP)
* FX Intraday Swaps
* Delivery vs Payment (DvP)

## 3. Target Customers

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* Commercial banks, 
* Central banks, 
* Market infrastructure entities

## 4. Key Points <a href="#id-4.-key-points" id="id-4.-key-points"></a>

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## 5. People

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Abhinav Goel - Product Director

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## 6. Resources

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<https://www.mas.gov.sg/schemes-and-initiatives/project-ubin>